While bulls argue that large insurance brokers do not heavily participate in personal lines or small commercial markets, BofA counters that years of constant “tuck-in M&A” have created a “snowball effect.” Hundreds of small acquired shops have brought a significant amount of low-complexity, small-ticket business under the umbrellas of large brokers, a vulnerability that is often obscured by subpar public disclosures. Furthermore, even large-case, complex business—which is unlikely to face direct disintermediation—could experience pricing deflation as AI demystifies the insurance markets for sophisticated corporate buyers.
这种对点赞的追逐，已催生出相关服务产业。记者调查发现，某社交平台上，拥有数十万甚至上百万点赞数的账号，售价从几百元到上千元不等：100多万点赞的账号标价1300元，90多万点赞的账号标价1200元。
，详情可参考体育直播
但南方周末记者在短视频平台上发现，有账号为其收购的东鹏特饮“带货”宣传，称进货价约60元/件，而“官方渠道”采购价在90元/件左右。
US strikes on Iran ‘outside international law,’ says Macron
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